About Cardencer

Cardencer is the payment gateway built exclusively for EU-registered merchants — one API and transparent pricing where every basis point is accounted for.

What we do

We give European businesses a single technical integration to accept Visa, Mastercard, Apple Pay and Google Pay online, with intelligent routing, fraud controls and clear reporting in one dashboard.

What we are

Cardencer is a payment gateway. You get one integration and one dashboard for your online payment activity.

Why EU-only

Focus is the product. By serving only EU-registered merchants we can handle PSD2 and SCA natively, optimise authorization rates per market, and keep pricing simple: from 1.5% + €0.25 per transaction on European cards, with no setup or monthly fees.